Reducing Your Taxable Estate Before the Exemption Ball Drops on New Year’s Eve 2012

Before the ball drops on New Year’s Eve 2012, up to $5.12 million of your estate is exempt from federal estate taxes.  At 12:01 a.m. 2013, that number drops to $1 million, catching 16 times the number of people in the federal estate tax net than one minute before.  That is, unless Congress acts.  Experts.. read more → Brings Value to Your New Business

One of my favorite internet websites is While its focus is on technology start-ups, the content is of value to every kind of start-up. Go there for advice, solace from other start-up founders, and for pure educational entertainment. And here’s a list of top start-up blogs on the web: read more →

Top 10 Tips for Effective Risk Management for Small Businesses

The 10 most critical aspects of managing risk for any small business are: Having adequate insurance coverage and reviewing the policy terms carefully on an annual basis to insure the scope and amount of coverage is still adequate. Adding a layer of limited liability by operating your company a separate business entity such as a S Corporation or.. read more →

Are You a Too Self-Important Small Business Owner? Grow Your Business to Have Value, Without You!

Harvey MacKay (motivational speaker and author of Swim With The Sharks Without Being Eaten Alive and several other best selling business books) recently wrote an article about the dangers of being too self important in the world of business. His message was focused on how arrogance interferes with the critical skill of listening to others.. read more →

Selecting Guardians for your Children

When considering naming guardians for your children, you should be aware that there are two primary responsibilities, which can be assigned to the same person or couple, or can be assigned to different people. There are (1) guardians of the estate; and (2) guardians of the person. The guardian of the estate manages the money or assets held by.. read more →

Top 12 Red Flags

This is a terrific article giving you insights into the top 12 red flags that could trigger an IRS audit. One to pay particular attention to is claiming a home office deduction; it is important that you understand the strict standards if you’re going to claim this deduction. The good news is that only 1% of individual taxpayers are.. read more →

Inspiration for Entrepreneurs

The TED Talks are incredible and worthy of business owners’ time. I especially found the presentation made by Sir Ken Robinson who spoke on “Do Schools Kill Creativity” in 2007 impactful. This quote should be remembered as you grow your businesses: “If you’re not prepared to be wrong, you’ll never come up with anything original.” He.. read more →

Selecting a Personal Representative

The personal representative (aka executor) is the person you name in your Will to handle your estate upon your death. Selecting the personal representative of your estate is an important decision. The person must be over 18 years of age and reside in your state, unless they are related to you or your spouse (the statute is very.. read more →

Top 7 Quotes of Highly Successful Salespeople

It takes 21 days to make a habit, so by memorizing these 7 quotes and 
repeating them to yourself for 21 days, you will have developed an efficient 
and effective selling habit. 1. “WHAT HAVE I DONE TODAY TO GENERATE BUSINESS FOR TOMORROW” Before the highly successful salesperson leaves their office for the day, 
they.. read more →

Inspiration for Entrepreneurs

“Entrepreneurship is living a few years of your life like most people won’t, so that you can spend the rest of your life like most people can’t.” - Anonymous There is no substitute for hard work and sacrifice if you want success! read more →